The Cost of Procrastination Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Why Medicare Should Be Part of Your Retirement Strategy How Medicare can address health care needs in your retirement strategy. Medicare At 65+ 65 or older? It may be time to enroll in Medicare. Read to learn if you’re eligible. Choices for Your 401(k) at a Former Employer Individuals have three basic choices with the 401(k) account they accrued at a previous employer.